Mowzoon
العربية Get Mowzoon
AI Budget & Expense Tracker

Smarter money management, powered by AI

Track your spending, plan your monthly budget, scan receipts, manage recurring bills, and understand where your money goes — all in one smart app designed for GCC users.

Get Mowzoon See How It Works
  • Free to start
  • Arabic & English
  • 6 GCC currencies
Mowzoon home screen: SAR 266.35 safe to spend today, 13 days to payday, savings safe and the four AI features
Safe to spend today266.35 SAR
AI insightShopping is over its limit
Receipt scannedPanda · SAR 186.50
Your savings are safe
SARSaudi Arabia AEDUnited Arab Emirates OMROman KWDKuwait QARQatar BHDBahrain AIVoice & text in Arabic and English
Features

Everything you need to keep your money in balance

Mowzoon is an AI-powered personal finance app that helps you track expenses, manage budgets, scan receipts, monitor recurring bills, and make smarter financial decisions.

Smart Expense Tracking

Record and organize your daily spending in seconds.

AI Financial Insights

Understand your spending habits and receive personalized insights powered by AI.

Receipt Scanner

Scan receipts and let Mowzoon extract important expense details automatically.

Monthly Budgets

Create budgets for food, transport, shopping, bills, entertainment, and more.

Recurring Bills

Keep track of rent, utilities, subscriptions, installments, and other monthly payments.

Saving Goals

Set financial goals and see your progress over time.

Mowzoon AI

Your finances, explained by AI

Mowzoon turns your financial data into simple, useful insights. See where your money is going, understand spending changes, and get practical suggestions based on your income, expenses, budgets, and goals.

  • Talk to Mowzoon

    Say “Spent 45 riyals at Kudu” or ask “How much can I spend today?” — by voice or text, in Arabic or English.

  • AI Insights

    A clear summary of your salary cycle, with cards on what is rising, what is going well and where to save.

  • AI Budget Builder

    A limit for every category in one tap, built from your salary, bills, saving goal and real spending.

  • Smart receipt read

    Snap a receipt and AI reads the shop, the total, the date and every item.

Mowzoon AI Insights: a summary of the salary cycle and cards such as “Shopping is over its limit” and “Groceries under control”
Spent 45 riyals at Kudu
Logged: SAR 45 at Kudu under Restaurants. You have about SAR 180 left for today.
Expense added · Undo
How it works

From payday to payday, in three steps

Mowzoon plans by salary cycle, not by calendar month — so whether you are paid on the 25th or the 1st, your budget starts when your salary lands.

  1. 1

    Set up in a minute

    Choose your country, add your salary and payday, and your budgets and bills if you like.

    Mowzoon setup: monthly income of SAR 15,000 and salary on day 27 of every month
  2. 2

    Log spending your way

    Talk, type or scan a receipt. Mowzoon files each expense under the right category.

    Talk to Mowzoon: “Spent 45 riyals at Kudu” logged as a restaurant expense with an Undo button
  3. 3

    Know what’s safe to spend

    See today’s safe-to-spend amount, the days to payday, and AI insights on where your money goes.

    Mowzoon home: the amount that is safe to spend today and the days until payday
Inside the app

See Mowzoon in action

Every screen is designed Arabic-first and fits on one hand — here is a look around.

  • Home screen with the safe-to-spend amount
    Safe to spend today
  • The four Mowzoon AI features on the home screen
    Mowzoon AI
  • A conversation with Mowzoon that logs an expense
    Talk to Mowzoon
  • AI insights about spending this cycle
    AI Insights
  • Budget screen with category limits
    Monthly budget
  • AI Budget Builder proposing limits for each category
    AI Budget Builder
  • Transactions list grouped by day
    Transactions
  • Recurring bills with due dates
    Recurring bills
  • What if I spend: checking a purchase before making it
    What if I spend…?
  • Category limits and how much of each is used
    Category limits
  • SA
    Saudi ArabiaSAR · ر.س
  • AE
    United Arab EmiratesAED · د.إ
  • OM
    OmanOMR · ر.ع.
  • KW
    KuwaitKWD · د.ك
  • QA
    QatarQAR · ر.ق
  • BH
    BahrainBHD · د.ب
GCC

Built for life in the GCC

Mowzoon is designed for users across Saudi Arabia, UAE, Oman, Kuwait, Qatar, and Bahrain, with Arabic-first support, local currencies, and financial tools that fit everyday life in the Gulf.

Whether you are looking for an expense tracker in Saudi Arabia, a budget planner in the UAE, or a salary budget app in Oman, Kuwait, Qatar or Bahrain, Mowzoon understands Gulf Arabic, your currency and your payday.

Your financial data stays yours

Mowzoon is built with privacy in mind. Your financial information is used only to provide the features you choose and is never presented publicly.

  • Your expenses and budgets are stored on your phone.
  • Signing in is optional — only needed for cloud backup.
  • We don’t sell your data or use it for advertising.
  • AI requests travel over an encrypted connection and are used only to answer you.
Privacy Policy Terms of Use Delete account
FAQ

Questions, answered

Everything people ask about Mowzoon, the AI budget and expense tracker for the GCC.

What is Mowzoon?

Mowzoon is an AI-powered budget and expense tracker for people in the GCC. It helps you record expenses by voice, text or receipt scan, plan a monthly budget around your salary, keep track of recurring bills and saving goals, and get AI insights on where your money goes. It works in Arabic and English.

Is Mowzoon available in Saudi Arabia, UAE and Oman?

Yes. Mowzoon is built for Saudi Arabia, the United Arab Emirates, Oman, Kuwait, Qatar and Bahrain, with each country's currency and Arabic-first support. It is available for Android on Google Play, and an iPhone version is coming soon.

Can Mowzoon scan receipts?

Yes. Take a photo of a receipt and Mowzoon reads the total, the date and the shop, then files the expense for you. With smart receipt read, AI also reads every item on the receipt. The free plan includes 10 receipt scans a month, and Mowzoon Pro removes the limit.

How does Mowzoon use AI?

In four ways: Talk to Mowzoon, to log spending and ask about your money by voice or text; AI Insights, a summary of your salary cycle with suggestions on where to save; the AI Budget Builder, which proposes a limit for every category; and smart receipt read. Every change the AI makes is shown to you and can be undone.

Can I create a monthly budget?

Yes. Set limits for food, transport, shopping, bills, entertainment and more, or let the AI Budget Builder suggest them from your salary, bills and saving goal. Mowzoon follows your salary cycle, so your month starts on payday, and it shows how much is safe to spend each day. You get an alert at 80% and 100% of a category limit.

Can I track recurring bills and subscriptions?

Yes. Add rent, electricity, internet, mobile, subscriptions and installments with their due dates. Mowzoon reminds you before each one is due and sets the money aside in your plan. The free plan includes 3 recurring bills, and Mowzoon Pro makes them unlimited.

Which currencies does Mowzoon support?

Saudi riyal (SAR), UAE dirham (AED), Omani rial (OMR), Kuwaiti dinar (KWD), Qatari riyal (QAR), Bahraini dinar (BHD) and US dollar (USD). You choose a main currency, and spending in another currency is converted with exchange rates you set.

Is Mowzoon free?

Yes. The free plan includes expense tracking, budgets, 10 receipt scans and 15 AI actions a month, and up to 3 recurring bills. Mowzoon Pro, a monthly or yearly subscription, adds unlimited receipt scans and recurring bills, much more AI, and cloud backup. Google Play shows the price in your local currency.

Is my financial data secure?

Your expenses and budgets are stored on your phone. Signing in is optional and only needed for cloud backup. When you use an AI feature, only what that answer needs is sent over an encrypted connection; it is not stored on our servers and never used for advertising. You can delete your account and data at any time.

Mowzoon logo

Bring your money back into balance

Start tracking smarter, budgeting better, and understanding your finances with AI.

Start with Mowzoon
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